Mali 
Introduction: EPS 95 Pension Increase 2025: Key Benefits and Latest Updates for Pensioners: Good news is on the horizon for lakhs of retired employees under the Employees’ Pension Scheme (EPS) 1995. In 2025, the government has announced a major increase in EPS 95 pensions, aiming to provide better financial security to elderly citizens who have … Read more
Ration Card New Guidelines 2025: Monthly ₹1000 Support for Card Holders: In 2025, the Indian government has introduced new rules and benefits for ration card holders, aiming to provide stronger financial support to millions of families. One of the most talked-about updates is the provision of a ₹1000 monthly allowance for eligible ration card holders. … Read more
DA Hike News 2025 What to Expect under the 7th Pay Commission: In 2025, the much-anticipated increase in Dearness Allowance (DA) for central government employees and pensioners is grabbing headlines. As inflation persists and costs rise, many are wondering: how much will DA go up, when will it be implemented, and is this the last … Read more
Introduction New GST Rates in India Full List and Key Changes(Effective 22 September 2025): The Goods and Services Tax (GST) in India is undergoing a major overhaul. As of 22 September 2025, the GST Council’s recommendations have come into force, simplifying slabs, rationalizing rates, and adjusting many goods and services into new tax categories. This … Read more
Introduction: 8th Pay Commission 2025 – A Diwali Gift for Government Employees and Pensioners: This Diwali, the glow of lamps is being matched by the smiles lighting up faces across India’s government offices. The Centre has officially moved ahead with the long-awaited 8th Pay Commission 2025, bringing hope and relief to millions of government employees … Read more
Introduction: The Importance of an Emergency Fund A Financial Safety Net for Every Individual: Life is full of uncertainties. From sudden medical emergencies and job loss to unexpected car repairs and natural disasters, financial shocks can strike without warning. While we cannot control these unpredictable situations, we can prepare ourselves to face them with confidence. … Read more
Introduction: Rise of UPI Digital Wallets in India A Digital Payment Revolution: India has witnessed a massive transformation in the way people handle money. From carrying cash and chequebooks to making payments with a single tap, the journey of India’s financial system has been remarkable. The rise of Unified Payments Interface (UPI) and digital wallets … Read more
Introduction: Digital Finance Fintech Innovations Shaping the Future of Money: In the last two decades, the way people handle money has drastically changed. Traditional banking methods where customers had to visit physical branches for every service are being replaced by faster, smarter, and more accessible solutions. This revolution has been driven by digital finance and … Read more
If you’ve ever applied for a loan or a credit card, you already know how much power your CIBIL score holds over your financial life. For years, people have been frustrated—scores not updating on time, errors in reports, and no real clarity when banks pulled up their information. It felt like your financial future was … Read more
Introduction: IPO Capital Markets Activity Trends Challenges and Future Outlook: The capital market plays a central role in fueling economic growth by enabling companies to raise funds and investors to generate returns. One of the most dynamic aspects of the capital market is the Initial Public Offering (IPO), a process where private companies offer shares … Read more